You meet someone and think, there's no way this person is going to get rich. But there are some people you look at and say, this guy is going to make a lot of money in life. Why?
Well, because there are some signs that can tell you if you're going to be rich in life or if you're going to die poor. And I've put together seven signs that I really believe are good indications for you to see whether you're more likely to end up here or there. And before I start talking about these seven signs, I have a request that I've been making for almost eight years now here on YouTube, which is simple.
Click on the subscribe button and like the video so that this content reaches more people. After all, we all want to know if we're going to earn more money over the course of our lives or if we just can't do it. The first sign that you're going to get rich is that you haven't fallen for the hype that money won't solve your problems.
Why is there so much hype? People say all the time, no, money won't solve your problems. Why?
Because these people often end up trying to externalize a problem, the lack of capacity they have to produce money, they can't see the reality. What is reality? Reality is this: there are two types of problems in life.
You have problems that are concrete and you have problems that are a little more abstract. What is a concrete problem? For example, everyone needs water, everyone needs health, everyone needs food, everyone needs a roof over their head, everyone needs an education, everyone needs this.
And these kinds of problems are solved by money. So why does someone come along and say that money doesn't solve their problems? It does, a concrete problem is solved by money and there's nothing to argue about, it solves it.
Now, there are problems that are abstract and among these problems you have issues such as happiness, love, peace and money may not solve all these problems. But let's face it, it helps a lot, because you're afraid, you're afraid, this is something abstract. Then the money goes and gives you security and then you don't have self-esteem, then the money goes and helps you recalcitrant or pays for a gym membership.
Then you have a problem, you lack discipline, so you pay a personal trainer to help you. Then you can't make your family's dreams come true, so you take the money and take them on a trip. So, of course money won't solve everything, of course not, but it will help you in many ways.
My friends are very far away, so you pay for them to come, and you pay for the house to be comfortable. Abstract problems, of course they won't be solved one hundred percent by money, but you can use money to buy time or solutions that will help you solve most of these problems. What's the problem?
Society ennobles impoverishment and criticizes wealth, but there are two different things: humility and poverty. So, generally people say that it's humble not to have money, or they don't say that someone is poor, they say that person is humble, as if they were synonyms. This is actually a great indication of insecurity in that person's lack of ability to produce wealth or prosperity.
Poverty is not having resources, it's being deprived of resources. Humility is believing that, regardless of what you have or what the other person has, you are more than the other person. There's no relationship here, because no one is more than anyone else, I may be better at something, but I'm not more than anyone else.
Someone is not less than me, for example, because someone has fewer resources than me, they are not less, they may have less money. So they're completely different things, you can be rich and arrogant, but you can also be rich and humble, but you can also be poor and arrogant and you can also be poor and humble, they're different things. And then you watch television, especially soap operas, which bombard our world, and you have dysfunctional phrases that are said all the time, for example, money is the root of all evil, which is a lie, the Bible itself says that the love of money is the root of all evil, anyone who has money is evil and selfish, rich people are greedy, that's a lie, it's not spiritual to have a lot of money, that's a lie, just look at Abraham, the father of faith, look at Moses himself, look at Joseph of Egypt, was Jesus poor?
Jesus wasn't poor, Joseph of Arimathea, Joseph of Arimathea helped Jesus a lot there at the time of his tomb, you have so many extremely rich people in the Bible, are you going to say that these people here are devoid of spirituality or faith? Wealth corrupts, I'm going to tell you that wealth corrupts, yes, those who were already corrupted or broken, if the person already had their principles and foundations very well grounded, money will make them do much better things, that person is filthy rich, filthy rich, why is he filthy rich? If I have a lot of money, people will only see my money and not the real me.
In a way, self-interested people will do this, they'll look at someone who has a lot of money and they'll see the money. So if you understand that money has never been a problem but a solution, you're on the right track and you have one of the signs here that you're going to get rich. The second sign is that you prioritize the purchase of assets over the purchase of liabilities, so how does this work?
Imagine you receive some money and you go for dinner, you go to a Japanese restaurant, you spend it in the Japanese restaurant, you, your girlfriend, boyfriend, wife, husband, you spend R$two hundred together, R$two hundred you've spent, it's turned into food and then it's going to turn into manure and you're going to flush it down the toilet, but obviously you've had moments of happiness there, of course, but that's gone from here, the experience remains. On the other hand, you can ask yourself the following question: look, I have this share I like that costs R$twenty, if I give up that Japanese restaurant now I'll have R$two hundred, with that R$two hundred I'll buy ten shares, those ten shares will pay me income throughout my life and I have assets that will produce wealth over time. Many times on my journey I asked myself: is this worth doing?
I really want to do this, but I think I want this more. There were times when I actually spent the money and had a good experience, but often I didn't do it, why? Because I wanted to build up a portfolio of assets and I did the math.
So if you earn R$three,zero a month and you spend R$two,five hundred, that leaves R$five,five hundred a month, for example. If you work two hundred and fifty hours a month, then you work two hundred and fifty hours a month, there's R$five hundred left over for you, so you actually earn R$two per hour. If you go to the Japanese restaurant and give R$one hundred per person, then you're actually giving up fifty hours of your work so that you can have this experience, fifty hours of work is more or less ten hours a day.
So is it worth the effort of working five days a week to have an hour's pleasure in the restaurant? Sometimes yes, sometimes no. So you have to choose what your head is, is your head the head of production, wealth, prosperity, assets or the head of liabilities?
Ah, Thiago, but there's nothing left. Well, if there's nothing left over, the question is, don't you spend anything for the sheer pleasure of it? I probably do.
So the problem is that there's no surplus, and in fact we're not made for surplus. So before you have any left over, you pay yourself first, your salary comes in, your income comes in, you pay yourself and invest for your other future and then you spend. So if you have this mentality of building, of generating assets, of making sacrifices, you have a great chance of making progress in your life.
And by the way, why do we talk about sacrifice? What does sacrifice mean? Sacrifice is always good, it's an effort.
Sacrifice is transforming something minor into something sacred, in other words, something minor into something much more valuable. What is something sacred? Sacred, in the origin of the word, means separate, unique, special.
So when you make a sacrifice, you become unique, you are set apart. So when you think about building assets, you're doing something that nobody else does. You're making a sacrifice, that's why you're going to be set apart.
Separated from whom and from what? From the crowd, because most people don't make sacrifices. People want to follow the herd, they want the approval of others.
If you can't break away from that, you'll be part of the crowd. Most people can't make the sacrifice of saving money. So that's a sign that you're going to get rich too.
It's a sign that your mind is thinking about building wealth and assets. The third sign is that you know you're a complete ignoramus and are learning more and more. This is a sign of imminent prosperity, of approaching wealth.
Why is that? Because there are two types of people. You have those who are intellectually humble and those who are intellectually arrogant.
Those who are intellectually humble know that there are things they don't know, they know that they have knowledge and skills that they need to develop in order to grow. And the greedy one, he thinks he knows everything and because he knows everything in his head, and obviously he doesn't, he will stop learning. So it's natural for this person to stagnate or go back.
The humble person grows. The fourth point is that you don't compare yourself with others. But there's a catch here, because that's true, but at the same time there's an adaptation.
Because I compared myself a lot with others and this caused me a lot of suffering, but it also gave me a lot of motivation and inspiration. What do I conclude from this? I conclude that you have to compare yourself with yesterday, but you have to be inspired by the competition with others who are better than you, because otherwise you also have an attitude of accepting everything in your life, because we need competitiveness to grow.
Competitiveness and cooperation. For example, let's take Roger Federer. For me, I remember him playing tennis.
It's different playing tennis, it's an art, he had a backhand, how am I going to play a backhand like that? I looked at Federer and I thought it was incredible and I played federated tennis as a child, I played a lot of tennis, I played a lot of tournaments. And as much as I play tennis, well above average, if I compare myself to him, I'm nothing.
On the other hand, this doesn't make me stop playing tennis, I have meaning here in my life. Now, if Roger Federer were to look after his clients' money, would he look after it the way I do? I don't know, maybe not, because he didn't have the preparation I had and the talents we have are different.
So, compare yourself with yesterday so that you always make progress, in other words, one percent better every day. The fifth sign that you're going to get rich is that you walk fast on the sidewalk. What do you mean, Tiago?
I remember when I worked in the Faria Lima area, in the middle of Itaim, in the financial market area, and I remember that I was always walking fast. And then at lunchtime, everyone would go to the mall, eating at the mall, and then you'd see the CLTs on the sidewalk, they'd walk in packs, they'd walk in packs. At five o'clock, they form a barrier, you can't get through.
And they keep walking and laughing, and looking up, like this, and rá, rá, rá, rá. Then you go to the food court, there are kids everywhere, and the tables are full of badges, little badges here, little badges there. Ah, Tiago, you don't know how to enjoy life.
It's not about that. It's just that, for me, there are CLTretas, which are different from CLPs. The CLTretas, they're the personification of the person I gave to work.
They're the people who complain all day, they're the people who, if it's a lunch hour, I'm going to do an hour, I'm not going to do fifty-nine minutes. What am I going to get back here for? What does this do to you?
Why is this an indication of whether you're going to be more successful or not? For one thing, if you do everything slowly and procrastinate, and you don't want to go back, you have no passion for what you do, it's over. Look at the successful entrepreneurs.
Man, they're fast-paced. Maybe you'll catch some of them and say, no, but look at how they're enjoying it, how they're slowing down and enjoying it. Yes, another time, not at the beginning of the journey.
Because at the beginning of the journey, if you're passionate about what you do, that you work at and you go up, it's clear that you're going to earn, that you're going to grow, that you're going to be promoted, that you're going to change positions. Why? If you have passion, you often work harder than others, you work weekends, you work harder, you see pleasure, you're more excited, you give energy, more blood, others will see more positivity in you, more optimism, and it's much better to deal with things with optimism than with pessimism.
The sixth is, you don't settle for little, you don't settle for crumbs. If you're content with crumbs, someone will come along and say, "Here, have some water, it's hot," and you'll look at it and say, "Fine, I'll quench my thirst". Another thing is, the water comes, Then you say, "Ma'am, don't you have a cold one?
Then the girl says, yes, she'll come and change it so you can have a cold one. This is the behavior of those who have the best chance of growing financially in life, why? Because you're not content, you're complacent.
There's a movie from the one thousand, nine hundred and seventys called Stay Hungry, with Arnold Schwarzenegger in the cast. And then, in one of the scenes, he's asked, why doesn't he stay cool? Why doesn't he stay calm?
And then he says this, Once you become accustomed to it, giving it up becomes difficult. I have to maintain my hunger. It has become a habit.
You can get used to both indiscipline and discipline. When you refuse to settle for something inferior, inadequate, small, or monotonous and always strive for something better, you will grow. Therefore, you should never settle for where you currently are.
This mindset will drive you forward. This is exactly how I thought when I used to work as a waiter at Outback. I also took up odd jobs at parties, alongside my work at Outback.
Then, I started working at Hershey's. I never stopped working because I wanted to progress and become wealthy. Not accepting anything less than I deserved motivated me to pursue bigger and better opportunities.
That's when I ventured into the financial market in 2010, and within that year, I was earning 232 reais. In 2011, my earnings increased to 2,400 reais, followed by 4,000 reais in 2012. My income continued to grow, reaching 7,000 reais in 2013, and an impressive 19,000 reais per month in 2014 and 2015.
The trend of growth persisted, with my income reaching 28,000 reais per month in 2016 and an astounding 73,000 reais per month in 2017. I experienced this tremendous success and wealth because I refused to settle for less. My journey is a testament to the ideology I shaped my life around.
Not settling for mediocrity in any aspect of my life has paved the way for my current situation. Materially successful individuals share a similar mindset. They are significantly less content with their circumstances and never become too comfortable.
By the way, if you also embody this mindset of never settling, I have a proposition for you. You are someone who refuses to accept less than what you deserve. From February 26th to March 4th, I am offering a free masterclass program that outlines a step-by-step plan for achieving an income of 15,000 reais within two years.
How? By following the same process I applied in the financial market. I have been working in the financial market for fifteen years and have garnered expertise.
With a postgraduate degree and an MBA, I have been equipped to excel as an investment specialist in the financial market. At Grupo Primo, we have investment consultants, and those who have been working with us for two years earn an average of 15,000 reais per month. If you are interested in embarking on this journey, simply follow the link provided in the description.
You will gain access to the free masterclass by providing your name and email address. Watching this masterclass could transform your life, especially if you possess the drive to never settle for less. Lastly, the seventh and final indication that you possess this drive is when you continue to invest every month, even during periods of uncertainty.
I often receive comments such as, "Tiago, I will start investing once Brazil improves" or "I will invest when everything becomes calmer. " However, the truth is that waiting for better conditions or stability is counterproductive. The optimum time to invest is when you see potential growth, regardless of external circumstances.
I just arrived at the office today, and while I was in the elevator, a guy bumped into me and asked if I was Primo. I confirmed that I was, and he remarked that I looked different. Curious, I asked him in what way I was different.
He explained that I seemed chubbier in the videos he had seen, probably referring to some older ones. I acknowledged his observation and he continued the conversation, inquiring if I was investing. I replied that I do invest, specifically in Treasury Direct, and encouraged him to consider a similar approach.
But then I probed further, asking if he invested consistently each month. He admitted that he didn't invest every month, although he acknowledged the importance of doing so. This led me to a common observation: many people express an intention to invest, but fail to act upon it.
The reason behind this reluctance is often fear. They hope that things will miraculously improve without any effort on their part. However, if most of the improvement has already occurred, what is there to gain?
The potential for significant growth diminishes. Besides, in Brazil, as depicted in this graph, certainty is a rare occurrence. Uncertainty prevails, with numerous crises experienced on a regular basis.
I could delve into the details of each crisis, but the sheer abundance of them is staggering. There seems to be a new crisis happening almost every day or month. Brazil always manages to astound.
Therefore, rather than engaging in deep thought, one should prioritize investing. In fact, the uncertainty actually presents an opportunity to acquire assets at a cheaper cost. It's essential to invest consistently each month.
That's the key takeaway. And let's not forget the honorable mention of an eighth sign. The eighth sign indicates that if you have a strong interest in finance, business, and money, your chances of becoming rich are greatly increased.
Without a doubt, it makes perfect sense. If you. .
. Firstly, if you are watching this video, you have a much better shot at achieving wealth compared to those who aren't. Therefore, the majority of people who aspire to accumulate riches are following this channel.
Right now, I am viewing Primo's video where I am gaining knowledge about finance. I am eager to understand how to manage my money wisely and to increase my earnings. Just like me, you also want to do the same.
If I have no desire to lose weight, I won't even consider trying out a new diet. Similarly, if I am not interested in investing, I won't ever bother to research about it. But you, on the other hand, are inclined towards investing.
So, by being here, it is evident that you are genuinely interested in the subject. That's already two signs. Firstly, the fact that you have clicked on this video.
Secondly, the fact that you have stuck around till the end. And this is the most significant sign, as there are individuals who are great at starting things but struggle to finish them. Yet, here you are, at the end of this video, which is the most promising sign of all that you too can achieve your goals.
Sending you a big hug, see you in the next video, and goodbye.
