“This is the person who buys things to impress others, to feel superior or to make others jealous. Oh, either I buy the cheapest cell phone, or I buy the most expensive in the world. Wait , between this one and that one, there are a lot of options here, right?

Then the person comes and says: 'I'll give you an example'. Wow, why did you buy that 10 stick iPhone? Of course, am I going to carry a crappy cell phone?

Damn, a TR dick cell phone is incredible, right? So, it's 880. Wow, why did you buy these pants from this very expensive brand?

Of course, I'm going to wear these cheap, ridiculous pants? Damn, man, I'll buy a pair of 100-dollar pants, it doesn't have to be 400, right? So, there's this 8 or 80 and the point is that there are a lot of cheap things that last.

Damn, then I made a video on my channel, for example, talking about the clothes I wear, the amount I pay, and they are clothes that, like, this shirt here is not from any famous brand, I 've had it for more than 4 years. So, people come and say: 'No, these cheap clothes don't last, they don't last at all, mine last for years and they're cheap'. The media, the internet, TV advertisements, they do everything they can to seduce us into buying things we don't need, right?

So, this is a big danger. If we go and see, this. .

. I was analyzing, I must have, like, 20 t-shirts, I always wear the same three. Why so many t-shirts, right?

Why do you go to the mall, there, look at these pants on sale, how many legs do you have, creature, you need 12 pants, right? These things, right? Or a watch or whatever, so it’s desperate, right?

For having more things. I always say that there are people who are not. .

. no. .

. they are not people, they are not humans, they are centipedes, lots of salts like that, right? And it's women with a lot of shoes.

Can you believe a woman came to me, she said, 'I have 7 pairs of shoes'. And I said: 'Aren't you going to donate any? ' 'I don't think so, because I need to.

One day I'm going to need this to match that outfit and I've been saving it for 10 years and never needed it until today. ' It's true, and the foot grows, right? People forget that, feet grow.

You see in terms of clothes and accessories, outside, you don't see so much ostentation in brands. Ah, I realize that here in Brazil there is, right? Even if it's an imitation, the person has to have that little mark, the little alligator here.

I didn't want to say it, but this or others and the people outside, they are much more laid back. This is a question, I think it's a Brazilian culture, yes. Because if you go see, for example, what else is bomb, right?

I don't want to be prejudiced here, but what's most popular here, even the biggest finance channel on YouTube, is funk, people like it. You're going to see the funk video, what is it? He's the guy who has an incredible gold chain, a watch, sneakers, drives around in a big car and picks up lots of women, I get the best ones and [music].

That's true, you can say it. You know what's worse? That's it on YouTube and that's it in life too, unfortunately, right?

That 's why I'm saying that there is this culture of ostentation, that those who have expensive things do better, those who have expensive things get more women, those who have expensive things have the most bam-bam-bam friends around a swimming pool, you see, right? Weekend around the pool, the boat. The old man, the old man from the boat, right?

No, that's it. This then develops a desire in the teenager's head. That's what I want for my life, true, and then it ends up being a rich man's double for the rest of my life, too, boy.

There are more than 15 dogs here, see, for God's sake? I liked it a lot. This is the person who buys things to impress others, to feel superior or to make others jealous.

It's going to be stupid, right? So, I take this hard, why? Because Brazil has a culture of ostentation.

And then the poor never invest, why? Because he wants to buy the 1500 sneakers, he doesn't. .

. he doesn't. .

. he doesn't save money for tomorrow, to change his life and actually get out of poverty, because he wants to buy the Apple Watch, which costs. .

. I don't even know how much an Apple watch costs there, but it's very expensive. Why?

So they can see that he has it. So, the person is worried about what they will think of me, so I will buy good and expensive things. And that was one of the things that.

. . That's why I pulled my ass.

. . My parents taught me, Dudley, he will have it, but you won't have it, and that's it.

He knows? There are smarter things to spend than buying things to impress others. And here in Brazil, a lot of people buy things to impress others, and then what does it turn into?

People say, right, that he's the famous rich man's double, he has everything a rich person has, except money, right? So he has the sneakers that the rich have, he has the car that the rich have, but the difference is that the money, the rich have money in the bank, the poor have debt in the bank, his car is not paid off, the sneakers It's paid in 18 installments, the cell phone that costs 10 bucks will be paying for years, right? So, that's another.

. . another big problem, right?

Which is the issue of ostentation. The other day, a mother said: 'Oh, but I feel sorry to say no to my son, because he, this, that'. I said: 'Look, my parents said no to me, and today I have a finance channel, right?

So, it is very important that you know how to set limits and know how to speak up. Duda, we can't go to McDonald's today, Duda, we can't, because we're saving money, because we have to achieve other things, right? So, my parents, without a doubt, taught me everything I know, you know?

And, without them, I wouldn't be able to teach what I'm teaching today, right? You go there, you will buy brand X condensed milk that costs R$8, and there is another that is 4at. Damn, man, you know?

Then, the guy goes there and buys the eight, even though he's poor. The guy spends 5% of his salary just on condensed milk, right? So, there are a lot of cheap things that are good.

So, I say: don't get addicted to comparing cheap with cheap and don't get used to considering expensive as something of good quality. I've already. .

. I got an Armani t-shirt, so I'm talking about a brand. .

. you can talk. You can say, there's no problem, you're sponsoring, there's no sponsor, nothing.

I have an Armani t-shirt that within a year started to tear here, the stitching on the collar, and I have a Renner t-shirt, a watch that I've had for 4 years. So, you know? This addiction to thinking that everything cheap is bad, everything expensive is good, no, no.

Not everything cheap is bad, not everything expensive is good, but that has to do with ostentation, right? It has to do with etiquette, etiquette, right? It's not that he doesn't feel good enough as a whole and valued person.

So, you need the brand to promote yourself. Expert is exactly, there is another phrase. I really like catchphrases, right?

I say: "The more there is, everything has to do with what you said. The more you spend your money to impress others, the more futile and personalityless you become. " And it has to do with this.

Sometimes, people feel like nothing and think that with branded clothes they will be accepted. So, I say: "Man, if you need branded clothes to be accepted by your friends, both you and your friends are stupid, right? For the love of God, you consider a friend because of the clothes you wear.

do you use or the brand you have? Oh, for God's sake, right? So, avoiding this is one of the biggest mistakes.

others. I receive messages from both women and men saying: "Duda, my husband, the guy is an ass, man, for God's sake. I'm killing myself here, the guy just messes up.

" And I've also seen a guy saying: "Duda, my wife is crazy, we're here killing each other. The woman buys a bag worth R$ 1000, that's conflicting, right, and it's very stressful, because you have one there who wants to change his life and another who doesn't. " So, it's important to read books, for example, Gustavo Serb has a book that was a success, this one called "Intelligent Couples Get Rich Together".

Look, I'll recommend it, very good author Gustavo Cbase, and "Intelligent Couples Get Rich Together". I like to act. " That's it, right?

Which is good, we are, so it's an excellent book that he will talk about in the book about the types of people. There are people who are spenders, there are people who is a saver, there are people who are clueless, lost, like those people who spend all their salary and don't know where it went, right? But the most important thing of all is conversation.

You have to talk and align dreams, right? "Then, hey, Gustavo Serb was on my program recently and he said this, Duda. Here, the couple defines what spouse one's dream is, what spouse two's dream is and what the dreams of both are.

So, for example, buying a house is a dream for both of us, that's what happened with my wife there, let's pay it off here, both of us fighting together, right? from the husband, that's it, okay, so let's fight for it and the wife's too, you know? There's one, because we can't decide everything, right?

To those who take care of money, I like to give a tip that, who has to take care of money, the man or the woman, who is more intelligent with money, right? Faria Lima, there who works with investment and the guy doesn't know anything and sometimes the opposite happens, because he has an idea, right? Because of our culture for years and years, right, that the man who takes care of the money, right?

Because before it was the man who worked, the woman stayed at home and so on, so much so that the man was the provider, exactly. Yeah, and there was a lot of that stuff, right? Mom, mom, give me money, go ask your dad, right?

You’re already starting to relate money to men, right? But nowadays there are a lot of women who know a lot more, they always have, right? There are many women who manage more, so there is no such thing as the man being the one who takes care of it.

If they are both good, they both take care of it together. If a woman knows a lot about finances and is more organized, she takes care of it, right? But no, there isn't a standard like that of thinking it has to be a man, right?

Don't spend more than you earn, okay? This has to do with a phrase I say on the channel, which is: "Be a conscious poor person. " That he is a poor person who knows how much he earns and knows that he cannot have a life.

There are people who don't do this calculation, that's all, right? There are many, right? So, the guy spends as if he earned three times as much, right?

So, this credit card, these things, these limits really get in the way, right? A lot, because that's where the second rule comes in: "Don't buy anything until you have the money. " Duda, I can't save, I can't.

Ah, when I look, I've already spent everything and it's already my money, so wait a minute. What is the best way for you to save? Um, you have a goal, a dream, something very incredible for you to achieve.

So, for example, there's a sentence I say like this, right? If you don't have a goal to achieve, any junk in a shopping mall window will seduce you into buying something you don't need, right? But when you have something incredible, I'm going to travel with my family to Massó at the end of the year, you stop spending on nonsense because you have something more interesting in mind that's worth more than buying that blouse, right?

Either I'm going to do an exchange in the United States or I'm going to save up for a down payment because I want to buy my house, understand? If you don't have these cool things in your head, you'll think: Oh, I have nothing, I don't want anything, so I'm going to buy another pair of pants, right? So, the secret to saving money is to have a goal, something really cool to achieve, because that will take your focus away from nonsense that you don't actually need.

You're going to ask, Dudley, when you get rich, are you going to buy a Ferrari, something? I wouldn't even feel comfortable arriving at my church in a Ferrari and seeing a bunch of people arriving in a train, that sort of thing, right? So, I'm kind of like, you know, it bothers me, right, but at the same time I'm trying to change people's lives so that we can have a better quality of life, right?

My wife is zero with these things, she is totally detached, detached from money, investments, that sort of thing. I take care of everything, but she has access to everything, that's what we decided, right? So, she has access to the accounts, she has the password for everything and so on and she uses it as she pleases, right?

So, I think because one of the points, use will, comma, right, is use will within the limits of R$50 per month, right? It's not anymore, it's more because women sometimes have this, not all of them, right? But normally women have more of this thing: Ah, manicure, haircut, hey, I haven't been to the barber for 8 years, you know, you can tell, right?

So, we have that, but this transparency is important, because many divorces happen because of money, not because there is little money, but because there is no transparency. Why did you buy this, didn't you tell me, you said something and then you bought it, so, you know, transparency is a couple, right? So, joining and but there are couples who don't like joining.

I particularly like it and I like to deal with everything between the two of us. I bought an incredible faucet, you know, those gourmet faucets they call in the kitchen sink that have a little faucet here, there are a lot of things. I said, “Wow, from NASA, that's what it is”, but my wife wanted it, huh?

It was like R$200 worth of construction materials. I bought it for R$1,170 on a website in China. I've been there for 3 and a half years and it's perfect, right?

Another thing, I gave several examples throughout my video at my house, right, guys? Look at this closet here, I was filming it, right? This closet here was a custom closet that I bought, damn, everything I could find.

It's just this closet here, there's a mirror in front of it. It 's a cabinet about this width, this wood here, from here to there, I paid R$2,000. So, I went to the other room, guys, do you see this other one here?

I bought it in a popular store, you know, twice the size of what was planned. It also has a huge mirror and I paid R$ 800. So, I said, guys, this one, which is the planned furniture, is already going off the rails, this misalignment of this door here, you know, every time you have to lift it there to fit the thing.

. And the other one, which I bought at the cheap store, has lasted until today, almost 4 years now. So, be careful because not everything, one thing is something cheap, another thing is something cheap.

I never advise anyone to buy something cheap, but be careful that what's cheap isn't always expensive, guys. Put it here in the comments, if you liked it, give it a like. I hope you enjoyed.

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