if you're here because you think this is all about how you can get the biggest return on your investment in the shortest time possible think again okay that's the dream but we all know that big returns in a short time are a Gamble and a rich life isn't just about the final number for your net worth it's about all the things in between that make life exciting not celebrating those smaller Milestones can stop you from reaching them seeing your progress no matter how small is a huge motivating Factor you need to invest just enough to
push yourself that's when you'll see how much momentum you get from keeping track of your progress these 15- monthly investments will give you peace of mind Financial Security stronger relationships less stress and better career opportunities and you'll be able to notice and feel your progress every month okay let's get into it number number one you save 20% of your income for a six-month emergency fund if you're not saving at least 20% of your income you're setting yourself up for failure life doesn't care about your plans emergencies just happen studies show that people who save money
are happier you're not just richer in your bank account you're richer in your overall life satisfaction account too you have more control and that gives you more freedom you're going to hit a bump in the road okay having six months of living expenses saved up is your protection from chaos you can't afford not to make this a priority if you're serious about your future you'll make sacrifices now so you're not panicking later cancel a subscription skip the luxury buys do whatever it takes to hit that 20% the bottom line is you either prepare now or
you pay for it later both of them are hard okay so choose your hard number two you maximize your savings by using a 4% highin account money is a terrible Master but an excellent servant make your money work for you and it'll be employee of the month every month especially if you're putting it into a high yield savings account if your savings isn't growing you're leaving money on the table a high-interest account is the easiest laziest way to make more from what you already have it's not rocket science okay find an account with a decent
interest rate put your money in there and let it grow it's free money okay the returns might be small but it will grow over time that interest compounds and you're making more by doing literally nothing extra every little bit counts when you're in it for the long haul number three grow your care Career Connections by reaching out to one contact a month your skills can only get you so far it's your relationships that open doors a sociologist found that a diverse Network helps people thrive on all fronts from your salary level to Promotions and even
to Leading a successful business we don't mean networking in the cringy sense here okay like Mass messaging people you don't know trying to sell your skills no we're talking about meeting the right people organically at workshops industry events and conferences and then becoming friends with these people make an effort to stay in touch with them not because you want something from them but because you enjoy being around someone who's got the same interests and goals that you do you don't need to go overboard okay just contact one a month build those relationships and you'll be
top of mind when those opportunities come up and pro tip don't wait until you need something to reach out to them that just feels so tacky from every Side by then it's too late successful people get that the key to opportunity is staying relevant be consistent with your connections put in the effort one person at a time number four build extra income by launching one side project relying on one income is like walking through a snowstorm in shorts and a t-shirt you're leaving yourself far too vulnerable and exposed you need a coat gloves a hat
okay you need another stream of income so you have to start something on the side it doesn't have to be revolutionary it just has to get you out of the mindset that your paycheck is your only option maybe it's a freelance gig a product you sell or a service you offer whatever it is get it started waiting for the perfect moment is just an excuse forget about being an over height success just start by putting the wheels in motion that extra bit of money can go toward your bigger goals or heck just give you more
security you'll feel so much better and less stressed about your finances aide project is your ticket to more freedom and look okay who doesn't want that number five use tools that build your knowledge and net worth investing is about so much more than just stocks and bonds there's a whole world of opportunities out there with new tools and platforms that give you an arsenal of options this is also about leveling the playing field okay because for Generations the wealthiest people haven't been just putting their eggs in one basket or even two or three they're Diversified
into alternative and luxury assets too for a slice of their overall portfolios like pieces of real estate or valuable art collections in a Bank of America survey for multi-millionaires 83% of people who responded told the Bank of America they currently own art or would like to and that's why platforms like today's sponsor Masterworks are opening up doors to invest in this different part of the economy they've sold Banksy bus yach and Warhol paintings and the people who've invested with them received a part of that sale buying and selling Blue Chip art is a safe haven
asset which means that even when the market is unstable your art investments will stay strong even in the recent Market downturn they sold an $8 million BOS yacht painting investors have realized annualized net returns like 17.6% 17.8% and 21.5% from assets held for one year these are the people you need in your corner they buy the artwork you learn about the art make an investment you can afford and when they facilitate the sale you get your share if you've never invested in art before that's totally okay you're not waiting into uncharted waters alone here you've
got experts guiding you you're growing your net worth and you're learning you're progressing in multiple parts of your life at the same time by doing just one thing you might not be an expert right now but that's the point you become one by engaging in this and for our viewers today Masterworks has a special offer for you usually they've got a wait list to control demand but we're going to give you some special passes that will help you skip that scan the QR code on screen right now or click the link in the description to
sign up because now you can invest in bluechip art without the massive upfront cost the smartest move you can make is to stop thinking shortterm and start spreading your Investments across different Avenues this isn't a game for the lazy if you want Financial Freedom you have to start thinking outside of the box and become a part of different ways to make your money work harder for you number six schedule a monthly check-in to strengthen your relationships now there are some people in your life who you know will always be important they're supportive they know you
well and just their presence in your life helps you to be a better version of yourself you can't let these relationships go life gets busy you still have to work on keeping these relationships strong an easy and even fun way to do this is to have a monthly check-in with the people you care about the most show them that they matter to you it doesn't need to be a long conversation just make the effort send a message call them or grab a coffee together checking in allows you to build trust connections and keep your relationship
strong even when life gets hectic your relationships keep you grounded so you have to take care of them them there's no right time to start putting people first it's the small consistent actions that lead to the best relationships number seven you improve your diet by planning five healthy meals a week you wouldn't put cheap fuel in a luxury car so why are you doing that to your body you don't need to eat perfectly okay but aiming for healthy meals most of the time makes a massive difference it's really not complicated it's just a matter of
discipline and routine when you don't plan ahead you know you're just going to grab that junk food eat it and then wonder why you feel tired and unmotivated you have to stop the flood before it comes by planning ahead it won't even take you that much time okay like 15 minutes every Sunday morning and you've got more energy your mood is better and you're not stuck in a cycle of highs and lows it's a small investment of time with a big payoff and on a similar note number eight you exercise three times a week to
increase your energy levels take care of your body okay it's the only place you have to live and how do you take care of it easy movement and this isn't just to get fit okay it's to fuel your energy you don't need to hit the gym every single day just moving three to four times a week whether it's a bris walk yoga or whatever you enjoy once you get into that habit you'll notice how much better you feel both physically and mentally your energy will increase your focus will sharpen and your stress will decrease the
key here is consistency okay schedule it into your week like it's something really important because it is number nine you master your focus with 10 minutes of daily meditation your mind mind is like any other muscle it needs training to stay sharp just 10 minutes of meditation each day can make a huge difference in your ability to focus and stay calm you'll feel less overwhelmed and More in control meditation doesn't need to be complicated you're just giving yourself a few moments to breathe and reset over time those 10 minutes add up and you'll start noticing
that you're more centered and less reactive throughout your day the busier you are the more you need this practice number 10 you boost creativity by spending one day a month on a new hobby routine can feel like you're in a rut and when that happens your creativity suffers right all you need to do though is try spending one day a month on a new hobby and you'll start to reignite that creative spark it gives your brain something new to chew on and you'll find that ideas start to flow more freely in other areas of your
life too try out painting learn an instrument or even start gardening even the smallest things stretch your mind in ways you wouldn't have imagined before each month you'll see how much this small break from your usual routine can have a big impact on your creativity it's like hitting the reset button in a way just give it a try and building on this number 11 you develop Yourself by setting one monthly growth goal set a goal and set the stage each month you should be setting small goals something you can do within that month and cross
off the list it gives you something concrete to aim for and with each goal achieved you feel a sense of accomplishment that builds momentum whether it's learning a new skill improving a habit or tackling a project a monthly growth goal helps you to stay focused on continuous Improvement you'll notice that as each month passes you're not only more productive but also more confident this isn't about massive leaps it's about steady progress the more you commit to growth the more opportunities will naturally unfold in your career relationships and personal life over time these monthly goals compound
and you'll see that small consistent efforts lead to significant long-term change number 12 you manage stress by writing in a journal through three times a week journaling is like whispering to yourself and listening at the same time journaling might seem simple but it's the cheapest and one of the best tools to manage your stress levels when you write things down you're giving yourself a mental release valve letting go of all of the thoughts and worries that clutter your mind you don't have to write down every thought and worry as it pops into your head though
even just three times a week is enough to help you work through your emotions clear your head and stay more balanced as the weeks go by you'll notice your stress levels decreasing and your level of self-awareness increasing you're not just venting here you're having a talk with yourself to get clarity and perspective the more you journal the more you'll see that it's like a reset button that helps you face every new day with a much clearer mind number 13 you boost your knowledge by reading one book a month they say a reader lives A Thousand
Lives before he dies the man who never reads lives only one imagine how much you can learn in a thousand lives alexir if you want to grow you need to keep learning always reading one book a month isn't just about getting all of that information in no the biggest benefit comes from exposing yourself to new ideas and ways of thinking that you won't even notice are happening at first but you'll start to see just how much depth your conversations have you'll have more to talk about with other people and you'll have an easier time explaining
yourself over time it makes you a really well-rounded curious and clever person that people will love to be around number 14 organize your space by decluttering one room every month a cluttered space leads to a cluttered mind when you take the time to declutter just one room every month you'll find the clarity and calm extend beyond your physical space it's like a mental refresher every time you clean up you'll notice that your productivity increases because you're not distracted by the mess around you plus it feels good to walk into a space that's organized and free
of unnecessary stuff month after month you'll build momentum and soon your entire home will feel like a sanctuary a place where you can think work and relax without stress this small habit is an investment in your peace of mind and mental Clarity and the effects are almost immediate and number 15 you track progress by reviewing your monthly goals and adjusting them as needed look okay it's easy to set goals but if you're not tracking your progress how do you even know if you're really moving in the right direction taking time each month to review your
goals and adjust your plans will keep you accountable you'll start start to notice that this reflection time gives you insights into what's working and what isn't every month you can tweak your approach refine your strategies and make sure you're not wasting time on things that don't move you closer to where you want to be the payoff comes when you see that those small adjustments make a big difference over time tracking your progress makes you more intentional with your effort and as the months roll on you'll feel more accomplished and in control of your journey and
since you stuck with us until the end alexir we've got a bonus for you of course number 16 you protect your mental health by setting clear boundaries with work if you don't set boundaries with work it'll take everything from you your time energy and peace of mind saying yes to everything won't get you ahead it'll actually lead to burnout you need to be able to switch off recharge and have space for your personal life when you set those boundaries you're telling yourself and others that your well-being matters month by month you'll start to notice that
you feel less overwhelmed more in control of your time and better able to focus when you are working without boundaries the stress accumulates but with them you're building long-term resilience protecting your mental health isn't a luxury it's a necessity if you want to keep going after your success without sacrificing your peace and you know you know we've got the perfect tool to help you out on your journey we couldn't find anything like it on the market so we built it ourselves it's the alux app you can download it at alux.com slapp come back here and
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