hey guys welcome back now as we've just entered the final part of the year now is a good time to take a step back and check and see how everything has performed unfortunately due to social media there's never been more noise and opinions flying about than ever before whether it's inverted yield curves going to crash the economy or crypto is going to zero or ethereum is old Tech and dead again and everything else and so in this video we are going to be stepping out from all the noise and checking in with the cold hard
numbers we'll see where has been the best place to invest this year what has been the winners and the losers and where should we be investing for next year okay so first up let's step back check in with the numbers and we'll see which asset classes have been the winners and the losers okay starting with a big one and it's stocks and representing stocks we're going to use the S&P 500 and this will also be the place where all the index fund investors well pretty much most of them will be investing and this is also
quite important as this is also my personal Benchmark when it comes to understanding the question how am I doing this year we need a comparison and it's not good to compare it against the one single crypto that's gone up 700% as you'll always feel bad and it's an unfair comparison which is why they say comparison is a thief of Joy but if we choose our comparison and for me it's the S&P 5 00 as if I could only do one thing in a year it would be so simple to invest in an S&P 500 Index
Fund so this is my comparison against trying to do it myself investing in all different things investing in all different cryptos I have to be able to beat the S&P 500 unless what is the point of doing anything just park your money here okay that being said the S&P 500 is having another amazing year up almost 24% so that is The Benchmark 24% so congrats to all the index fund investors as this is amazing returns and an index fund is a great place to be once you've got some serious Capital it's my plan to build
Capital using crypto and then I'll be putting a big chunk of it in an S&P 500 Index Fund however to grow your wealth using an index fund it can take 20 30 40 years that's the only downside so despite everyone saying an inverted yield curve is going to crash the economy despite having super high interest rates this whole time the S&P 500 has crushed it at 24% now I don't normally do shout outs to individual stocks however this one does deserve a special mention did you know that Michael sailor's micro strategy is the number one
stock in the entire S&P 500 and it's gone up over 200% this year alone so I can imagine Michael sailor is a very happy cap right now okay next up another place that a lot of people Park their money is bonds and for the bond market unfortunately there's lots of different ways we can do it there's high yield bonds there's corporate bonds there's short-term bonds there's long-term bonds so just to get one figure we'll use a total bond market index by Vanguard and unfortunately this one has barely been able to get 1% for investors so
for all the bond investors I'm struggling to see why this one makes sense especially if you deduct inflation then you're going to be negative next we're going to look at Commodities and again there's lots of different Commodities so we've gone from an index we gone for an index and it's the Goldman Sachs Commodities index and again unfortunately after a great start to the year they really Commodities have really struggled and again barely got 1% so after inflation again with commodities you are negative now next we have gold and as we can see gold is having
an amazing year talk about up and to the right setting new all-time highs and up over 30% so gold definitely does not do this every single year I also checked in on Silver and silver is doing even better at 40% so gold and silver investors are finally catching a bid and have done very very well now next we move on to the crypto market and as we know look how volatile the crypto Market has has been we've had this massive early midcycle top and huge correction we've had so many people saying crypto is going to
zero however how did it do well the crypto market up almost 45% crushing everything we've seen so far barring micro strategy so the crypto Market is doing very very well but obviously there's hundreds of different places to inv invest and so a very simple place and simple strategy someone could have used is just invest in Bitcoin and Bitcoin is having an amazing year up 55% at the time of this recording just short of 69,000 and it's crushed everything we've seen so far so from a risk adjusted basis Bitcoin has been an ex investment now putting
all this together in no particular order we'll say cash being generous even though CPI is around two and a half% anyone who actually checks their bills or checks the things they buy it's certainly a lot more than that so let's be generous and say cash has gone down 5% being the actual inflation rate next S&P 500 we saw another amazing year bonds struggle to get 1% and so with inflation negative property is actually very hard to do because you've got commercial property you've got residential property do you do apartment buildings single family houses it's going
to be different in all the US states it's going to be different in the UK the north of England is different to the south of England so to keep things simple let's just say a rough average is about 5% growth on your home residence now it doesn't matter if this was 10% or 0% or a bit negative it's not going to change the message of this chart so let's say 5% and after inflation this would be negative commodity we saw negative after inflation gold having one of its best years for a long time 30% the
crypto Market crushing everything at 45% and then one simple investment has been Bitcoin at 55% and there it is guys stepping out all of the noise all of the opinions everything going on right now this is what has actually happened this year crypto and Bitcoin undoubtedly has been the place to be now as most of the people watching this are fans of crypto we're going to try and dig in and we'll see which ones have actually been able to outperform bitcoin or underperform so I don't have year-to-date data but this is the performance over the
last year so the last 12 months being last October to this October and it's the performance of the top 50 cryptos so interestingly Bitcoin if You' just invested in Bitcoin over the last 12 months it would be 132% so obviously an amazing investment and these individual cryptos have outperformed Bitcoin so if you'd have picked the winners here they are these are the ones that have un underperformed Bitcoin so you'd just been better off buying the king and then unfortunately in the top 50 these were the three that have actually been negative for the past year
so very sad to see that atom so this is Cosmos unfortunately down 30% over the past 12 months which is a bit sad xrp hasn't done very well over the last 12 months low performers from Dot to Litecoin to ethereum Classic Link has underperformed Bitcoin ethereum underperformed Bitcoin Aptos underperformed Bitcoin then these are the ones where you are able to pick the winners so clear shout outs to people investing in either Pepe or Floy 1,500% for Pepe almost 800% for flaky which I was a holder of before I flipped congratulations to salana holders and SOI
is the most recent one that has really popped off avax has done well BNB has done well shib inj Dogecoin just to name a few so what do we see well it's been mem coin mem coin that have been the big Winners and I'd say because of this midcycle top as the whole crypto Market has been correcting it's been incredibly boring for longterm investors and so a big chunk of the market has been investing in mem coins which is why these ones have been popping off so congrats if you had a good chunk of money
in Pepe and then finally I crunched the data on something else which I found very very interesting and I'm going to call this now when most of us look at the crypto Market we'll probably use something like coin market cap and here we can see obviously the the biggest cryptos we see their market cap we see their price and this is how we view the crypto market and viewed like this we know obviously the top 10 and 20 are the biggest but we'd think that all these are pretty similar right and then I know there's
a lot of people that invest between the top 20 and 30 or 40 or 50 so there's tons of people investing down to about number 50 well this is how retail views the market but if you were to go into the big institutions then they'll probably view it more like this so here is I've managed to fit on roughly the top 17 and I've also included coinbase and micro strategy but this time I've listed it as a visual on their market cap so how much money is in each one and this way it gives us
a very different perspective of the crypto market and I would say a better perspective so here you can see that really the vast majority of the crypto Market is just in Bitcoin this clearly shows that Bitcoin is King and it's the vast majority of the market and between Bitcoin and ethereum and obviously this is just a stable coin so you could even minus this out Bitcoin and ethereum pretty much make up most of the market coinbase is still relatively small micro strategy is still relatively small and then even if we go down to like the
top 10 and you're very familiar with things like AER or Avalanche these are tiny tiny cryptos in comparison to the big two now if I could fit on number 20 or 30 or 40 they're barely going to be able to make a dent so all these people trading meme coins trading crypto number 30 or 40 or 50 they're pretty much specks of dust they're just small retail plays that would barely make a dent on the market so just bear in mind this is why the big institutions invest in Bitcoin and ethereum it's why black rock
is investing in Bitcoin and ethereum and it's why the small retail investors are playing these tiny little games about who is going to win so I find this super useful to bear in mind not just looking at coin market cap but viewing the market through the market cap with all the noise and opinions flying around on social media every single day it can be hard to know what is going on and so today we crunched the numbers for stocks and all Index Fund investors the S&P is having an amazing year once again up around 24%
remember the average is about 10 and so for all index funds investors congrats gold is having an even better year up 32% and silver 40% it was property Commodities cash and bonds which have been the low performers all giving low single digits and surprise surprise it's been the crypto Market that's outperformed everything else despite all the volatility despite the massive six-month correction despite Gary Gensler and the SEC doing everything they can to hold the market back and with a special shout out to bitcoin for giving the best risk adjusted return and for being a very
simple easy investment which has pretty much outperformed everything else now when it comes to next year if history repeats and that is a very important phrase if history repeats then next year in 2025 it will not only be the year for crypto but the year for altcoins and they will vastly outperform everything else by a massive margin even Bitcoin so there you are guys hope you enjoyed exciting times ahead for crypto but however let me know your thoughts and comments below however just remember to get rid of 100% of the comments spam and trading Bots
that Plague YouTube comments we are trying out the new super thanks commenting system so to get your question or comment read and replied to or just to say thanks then use super thanks below and for now just to say if you did enjoy anything in the video then drop a like and a big thank you to everyone who does and I'll see you in the next video bye for now [Music]
