Welcome Back to Football Manager for beginners this is a video that's part of a series if you are new to the game I would recommend checking out the entire series of videos you might notice the production quality gets better with each one that's cuz the channel keeps doing better and we have like four editors now I also have figured out the magic of lighting and shaving none of that's important today we're talking about well I mean it is important my mom's really happy I'm clean shaving but today we are talking about transfers and money this
is what I think is the last thing uh that we're going to talk about before we really start advancing in this Dynamo Zagreb save that we are playing in for the series so in the latest installment we talked about Club improvements we did this while looking at my actual save on Twitch you can find a link down to that in the description if you want to just watch me play the game uh if you want to watch an edited version of that that's also down in the description on the live Channel but we're coming back
to Dynamo zagra because we can talk about the finances stuff within the save that we're on again because it's like more relevant to everything thing that you're doing compati in order to see your finances you'll rather predictably go to the finance tab whatever is going on here is going to dictate the General Health of your club and it's one of those things like your actual personal finances that if you ignore and don't pay attention to you can miss warning signs and end up living in a box the FM version of that is of course Administration
which is arguably worse depending on how much of your life you've decided to invest in football manager which I imagine at this point is still kind of on the fence don't worry it will take over your life eventually we'll get there now at any club you will go to the top of your finances screen and you will see a financial status this is a general indication of how healthy your Club is financially it goes from Rich to secure to okay to insecure bad and I'm pretty sure there's a range below that but I avoid it
like the plague and you should to because the overall balance while it might look healthy if you're at a club like Barcelona you spend a couple hundred million a year that's not just on buying players that's on travel that's on player Wages that's on gigantic staff wages you know over a 100 players are on the payroll at Barcelona and some of them have huge wages so if you see your overall balance at the start of the year at 200 million you might only be like okay in the financial status the financial status is your basic
indication of how healthy your Club is before you get to the point where you can look at the balance and go well you know we're a club of this size and that should totally be good to go there is a very useful tool for you to get a grasp on where your Club is headed financially if you go to projections if you if you make no sales if you make you know no you you continue your level of spending right this is where your balance is going to be so you might be wondering well we're
secure like what what is the problem here why are we look like we're losing a lot of money yeah you're secure right now but in the next couple of years you would progress to a point where you are okay or maybe even insecure because you didn't sell a player for 15 to 20 million or you didn't get into the Champions League group stage that year year and boom you just missed out on an $18 to $20 million payday depending on money allocation and TV contracts honestly it's like 22 $23 million every single year if you
don't get into that group stage you're going through the Europa League you're making less than 10 and so there are a couple of things that could really affect this but at the current level of spending you've got a couple of years uh to figure things out and so the projection shouldn't be something that scares you too much as long as you continue to improve and you continue to win if you start losing and you don't sell anybody then things could start to get bad clearly because there is not enough physical infrastructure in place to hold
the balance where it is at the current level of Club spending when I'm talking about physical infrastructure space I am talking about your TV revenue for being in the league that you're in I am talking about the season tickets in the general Match Day income that you get that is the sort of thing where Barcelona ends up making a ton of Barcelona makes a couple hundred thousand every time they play a home game they play like 40 to 45 home games a year I suck at math that's definitely in the millions though and that's millions
and millions of dollars that Barcelona's bringing in that TV contracts sponsorships those are reliable sources of income that will help your balance stay there over time if you're wondering how to get those things make your league better make your team better keep getting in the Champions League and eventually build a bigger Stadium when you have a bunch of money in your balance which is something we've talked about in the previous video and the last thing about your overall balance and just your finances in general this is not your transfer budget this is not FIFA your
transfer budget is over here your payroll budget is below it there is a slider where if you do not have any ongoing deals at the moment you can change things around and if they haven't said it recently which they have I mean we just started the season so we can't slider it around yet but that is your transfer budget your payroll budget your payroll budget can be set to per week per month per year the American game comes defaulted to per year I'm sorry if that's offensive that's perom before you try and figure out what
the a stands for so these are your actual budgets you also have a third budget which is your scouting budget which of course as we've talked about you can slider over to your transfer budget when things aren't locked in right after they've been set okay so that's your finances the board will give you a transfer budget they believe is right for your goals and being able to compete so how do you handle actual transfers well there is a transfers screen and you'll see we have some notifications we have some offers that have come in we'll
hit this little drop down uh in 25-year-old Striker Bruno petkovich West Ham's come in with an offer we think that we want more money UPF front so if we look at these two offers this one is offering 1.2 million over six monthly which means we get a payment every 6 months of 300,000 until we get 1.2 million over two years my general default is I'm going to go and negotiate this up to let's say I want 9 million and then I'm going to like lean into it and say like we're almost done with this negotiation
and they've decided to walk away okay so we've got another offer of similar value let's remove percentage of profit from next sale which is where you get a percent of profit when this player is sold again and let's go up to like 7.5 but let's not lock it and see if we can be interested okay that did not work but say we look at Bruno petkovich and we're like we looked at somebody else in our Squad you know we did a little comparison uh with a different Striker uh let's say andrich cman and we decided
not him but like somebody on your team we can replace him this is fine let's go to offer out to clubs and let's say you know we've over we've priced them both out of those moves let's say 6 million and then let's offer them out we've got a loan offer as well which if you click this little button right here uh you will be able to see like what the offer is this is the percent of salary that they are paying just for the record loans are very useful for developing players or for getting big
salaries off your books if you're also Chelsea or any Italian team ever you can like make a significant reliable wage by keeping players on your team and loaning them out with loan fees that's only if you're a really good club though if you're like PSG you can loan out one of your rotational players for like a million a month or something and things are cool but 16-year-olds too young to be loaned out so we're going to reject that patkovic wants to talk about why he didn't go to Dortmund cool this is part of the transfer
experience so we should have some team leaders here in the Dynamics one of them is lakovic one is one of them is AD Demi ad Demi is a fabulous team leader and lakovic is not as much so let's take ad Demi if we click on him is he in the same he's in the same social group as petkovich so that means he's going going to have a pretty good chance to talk him out of it we go to ad Demi teammate happiness Bruno petkovich hey can you talk to him oh he doesn't want to do
that I'm going to back off we've angered him a little bit that is not something that normally happens and is definitely happening because we've been the manager of this team for like an hour and it might happen again on the Vice Captain as well no he's actually down to talk to him okay unable to resolve it so let's go talk to Bruno he's annoyed um you can ask a couple things right I don't want to lose you what's it going to take to keep you here didn't think the finances were right that's what we're going
to do and we're going to set like a value and so you can click here and say like dude how's 6 million like if somebody hits 6 million we'll sell you if they don't we won't okay and then we offer out for 6 million and then we hit continue by goodness he's hit continue and then we've got offers that have come in for petkovich and a bunch of offers for 6 million and so we can just click accept these things always handle them through the inbox don't handle them through here unless you see numbers down
here and you don't see it in the inbox that's a glitch that can happen then you have to go to the transfer section but if you just reject all these respond to all and accept every offer that's left now we can choose to go to any of those teams we've got the $6 million deal it's all going to be locked in clearly we went a little low we probably should have tried to push his valuation a little higher but $6 million is a lot of money uh and if we look at our finances 100% of
our transfer revenue is going to go into our transfer budget until we hit 10 million of Revenue and then it'll go down to 60% which means on a $6 million deal all of that will go into our transfer budget and now we've got a lot more to play with to maybe replace Bruno petkovic with a less valuable young player that could turn into a better player than him and you have now discovered the field of Economics that's the essential part of a transfer now be careful like if you click on a random player let's say
let let's find a player that's really really happy somebody who has like no problems at all yosco vardal Martin leovac right and this guy is's a fringe player no what about Christian yic he's happy here let's offer him out unspecified offer out to clubs and we expect him to probably get mad do we offer all these trials on people doesn't surprise me that we did so I'm just going to hit space and click you can get through that sort of stuff really quick and uh so the offer out usually if you're going to get a
response to an offer out it will come in immediately because we had trials those things happen immediately I want to give it a few continues yeah so I don't think we're going to get any offers for him but he also didn't get mad if you offer people out and they actually really want to stay they will get mad at you for offering them out and you might have to make them a promise to not offer them out for a year uh so you want to really look at a player and make sure um that they
are not going to do that and the way you can you know if they're really happy there they're playing well and they haven't shown a lot of ambition in their personality the way they handle contracts and ask for new ones and those sorts of things then they really might not want to leave the more successful you are the higher this is right the higher your cohesion the longer the players been there the more likely they are to not want to leave it's a very real thing in real life you can't just say we want to
capitalize on your value now somebody's under contract for 3 years is going to be like screw you dude I don't want to leave right and they don't want to leave and so they stay and then you end up with issues it it fits into issues like petkovich asking to leave is down here and then you'll have other ones like doesn't want to be transfer listed it's mad at you you didn't give him a new contract whatever all that stuff it's going to pop up down there so just be careful you can't just get Hest value
for players and speaking of value when you do transfers you look at the value of the player that's not something that you should use as a huge guide the value of a player is whatever somebody will pay for them so don't use this to restrict yourself try and push the value as high as you can go if I offered out petkovich and hadn't had to promise him that he could leave and I got six offers at 6 million I'm canceling all of them and putting an offer out for 10 million to see if anybody's staying
in the boat you know we're going from 6 up to 10 but if on L Meer we want to load this half a million dollar a year contract we got a couple of people that can take this position uh and somebody comes in with an offer of 1 million you know $1 million and he only has two years left on his contract and okay value is affected by so many things the quality of the league uh the quality and reputation of the player the length of the contract right their current form is affecting their value
how much they play it doesn't necessarily dictate what you should get for the player it is a highly volatile number think of the value as like the public perception of a player's value but you can see the attributes you're the coach of the team you have a better understanding of that and their value as a player sometimes a smart transfer can be below the value and sometimes it can be much much higher and if you only get the value for a player it's a terrible deal I've sold players with value of 3 million for 90
million because we were playing in bellus we won the Champions League in bellarus but the league is so bad that the valuation was really low but we were able to negotiate up to 90 million because the player was actually that good that kind of reputation playing in World Cups world class player all the way through so if you're in the Premier League everybody's got a value of like 30 million but they're on huge contracts and they're not all great and there's not a lot of teams that can pay that contract that want not great players
and so you end up going undervalue a lot when you're in the Premier League just to get players off your books there's one more bit of transfer strategy that I want to cover so when you're on your squad list and you look at contracts and you sort by expiration date you can see the people whose contracts are expiring soon if you have young players that you're worried about there may be unsettled or maybe you don't even know that right you you don't know to think you just started playing the game that this player is probably
going to be unsettled in the future if you have a talented young player that you feel like is too good for your team could be too good for your team or will be too good for your team you're going to want to get them under a really long contract because once players start to get within like two years of the end of their contract and they're not asking for a new one they might be angling for a way to force their way out of the club or they might not know it yet and then PS
G shows up like excuse me sir you're Wonder kids and you'll have to Fork them over because you can't wait them out if somebody comes to you and puts in an offer like Real Madrid comes to me and they throw money at me for a player and he's under contract for less than two years that player is going to get upset if I reject the bid and I'm just going to have to negotiate Real Madrid as high up as I can go and then sell them or else I'm never going to get true value for
that player because I can't be sure that I have enough time to wait for the end of their contract because with 6 months left in their contract in most countries they'll be able to start negotiating free transfers in which case you get no money at all so if you feel like you get to that six-month point before that team loses interest you're out of luck but if they're under contract for four years I can take that and just send them out of there because if they're under contract for four years I'll just say hey can
we do anything to make you stay and they'll be like no no be like okay cool and I'll just wait and eventually that team will lose interest and the player will go cool Real Madrid doesn't want to sign me anymore never mind just don't make a promise and break it find a way through the conversation where you say hey we'd love to make you stay does money talk those sorts of options and they'll be like I'm kind of disappointed the way this went but you didn't promise them anything the team loses interest they go you
know what boss it's okay then you know what you do then offer them another contract but this is some higher level transfer strategy this is the sort of stuff I talk about in some of the Deep dive tutorials I do on the rest of this channel would recommend checking those out if that sort of stuff sounds interesting to you but that's the basic idea of how you want to handle keeping players selling players and the idea of interacting with players and transfers and what your balance sheet looks like and why it's important next and I
believe I've promised this multiple times uh we are going to play a game at some point so we are going to play a game in the next video here because you now understand all of the basic mechanics of the game outside of actually playing the matches so you have a very good command of everything in the back room and anything you don't P it off on your staff dude you're good all right I'll see you then or on a stream or uh maybe on the live Channel with those episodes have a wonderful rest of your
day and happy managing
