in this video I'm going to share with you the seven things that I quit to go from broke to millionaire at 27 years old let's jump right into the video the first thing that I quit was living in a place that was not forcing me to be better I lived in Colombia for a few years I love that country beautiful country with great culture but at a certain point in my experience there I sto feeling pushed I stop feeling the hunger yes I was making good money but my environment wasn't forcing me to be better
so I decided to make the shift I decided to make the move to go from Columbia to Miami in 2024 and that was the first year I made my first million dollar coincidentally right forcing yourself in a new environment forcing yourself around wealth is going to transcend your income right when I moved to Miami seeing all the people with money seen all the Lambos and all these things yes you might think that's superficial but guys if you put yourself around wealth if you put yourself around possibilities possibilities up here it was when I moved to
my to Miami I started doing more in-person coaching of my students I started giving more value I started thinking outside of the box but when I was in Colombia even though I Lov the country I didn't feel like the people the environment or the people around me were forcing me to do more I was one of the most successful people in the area I felt good about myself I felt like I made it but in Miami I'm just a a small fish in a big pond I'm a small fish in the ocean there are plenty
of people who are entrepreneurs who are grinding who want to be better and I didn't feel that same push living in Colombia All right so the first thing you must do if you want to make more money you want to go from broke to millionaire you have to change your location change your environment force yourself to be around the world so people that that are doing better than you can bring you up when you see what's possible you can start to think of what is possible the second thing that I quit to go from broke
to millionaire was feeling sorry for myself yeah a lot of times in my life in the past even though I've been a very confident guy for the most part I've always felt like when things get tough it was like oh you know don't worry you know you're an immigrant fit you know you you know you're an immigrant you shouldn't have gotten this far right but when I when I removed that thinking when I remov that mindset I started to do even better when I stopped giving myself an excuse when I stopped giving myself a path
to feel bad about myself to feel good about my failures I forced myself to have responsibility I started to make more money when I stopped giving myself excuses to go above and beyond and why oh it was it's not my fault I started to make more money so if you force yourself to have more responsibility and you force yourself to make it all on you if you force yourself to make it your responsibility on why you're not successful I guarantee you you're going to be more successful it's nobody else's fault but you bro and when
you give yourself that responsibility you give yourself that power the third thing I quit was thinking that the world was against me when I first moved to America when I was 9 years old I was bullied right I was the the African kid with the accent I was always made fun of and I went to public schools because you know my mom couldn't afford to take me to a private school right we're immigrants she remarried but the man she remarried didn't have any money so I went to public schools and I was always made fun
of and that started to create a self victimized mindset where I thought you know what maybe something is there is wrong with me maybe I'm not cool maybe I'm not maybe I am weird it didn't take until I decided to put myself around other high achieving people in my shoes that I I remove that victimized mindset no matter what you're going through there are people who have gone through worse no matter what you're going through there are people who have experienced worse so when I thought to myself you know what maybe the world is against
Me Maybe I'm not good enough then I remember all the people who have been through worse I'm like what the [ __ ] am I complaining about what the [ __ ] am I bitching about what the [ __ ] am I acting like the life is so hard for people are going through way worse than me people are experiencing way worse than me people have gone through more challenges than me me going through some a little bit of adversity because some [ __ ] idiots in my school were making fun of me doesn't mean
that I need to live the rest of my life feeling like I was not worthy so I put myself around other immigrants I I ended up going to schools a private school getting a scholarship where I saw other people who were from other countries dominating getting good grades being successful I'm like what a minute they can so canot and that shifted my mindset that no matter where I come from no matter what I believe is holding me back it's all in the mind I can fix all of that because there are people who are doing
better with you with less than you the fourth thing that I quit to go from broke to millionaire was spending money to look rich I'm going to admit guys I'm going to admit I fell for it I fell for the Trap as well when I first started making money around 2020 2021 I was like oh man I'm making a decent living night let me go buy some Louis let me go buy a nice bag let me go buy all this [ __ ] and honestly guys when I look back on it now it was mistake
I was spending money to look rich instead of actually being rich it wasn't until I had a tax bill where I realized I had to spend a lot of money on taxes that I was not saving to me for me to wake my ass up and I was like what the [ __ ] are you doing you're supposed to be reinvesting back into the business in advancing your knowledge trying to get better and not trying to look cool because all the things that I want I cuz I like nice [ __ ] I came from
nothing so I like nice things but I can get all those nice things and more if I sacrifice instant gratification if I stop trying to look rich and actually go be rich if I go invest my money back into my business back into my education buy assets that produce passive cash flow then I can go buy nice things but not with my earned income I was spending money to look rich with my earned income and not putting away money for tax which was stupid and the IRS is going to always get their money so I
learned my lesson it was a very hard lesson to learn cuz I realized damn nobody's going to come and save me I got to go figure shot on my own I got to pay this tax bill on my own I owe the IRS a lot of money they don't give a [ __ ] they don't give a [ __ ] about my rent me eating food I got to go make this money back save the money and also Advance my business at the same time it was a very tough period for me don't ever spend
money to look rich there a lot of people right now who are flashing like they got it they acting like they got it or if their bank account doesn't show it they don't have any assets they're not invested into anything they don't have an old [ __ ] fund they don't have an investment fund be wealthy not look wealthy and when you are wealthy when you actually have money that are producing cash flow you can buy all the nice [ __ ] that you want number five is learning personal finance so I decided that I
was going to get into budgeting and learning how exactly I can manage my money because I heard a saying that goes if you want to make more money you got to understand it you got to you got to watch the money and for a large part of my life I was not looking at my bank account every day now I decided to learn personal finance I dove deep into proving my credit I got my credit from 500 to over 700 by what spending the right way paying off my credit cards right writing letters to collection
getting my credit on point I didn't know about personal finance I didn't know about credit but I decided to get good at these things because these things give you leverage when you have good credit you can afford to live in pen houses like I do now you can afford to live in the best city in the world you can afford to live in the nicest part of the city can't do that with bad credit you're going to have to put a lot more money down they won't even accept you in the place that I live
in the area that I live you won't even be accepted to live in this area without good credit so I had to learn personal finance cuz that personal finance gave me leverage it shows discipline I started getting into budgeting okay I'm only going to spend this amount of money on this stuff this month one of my favorite apps I like to use is called copilot I use copilot every single week I check my finances what's my budget for this this this and that that [ __ ] changed my life if it's not going to as
bettering me as a man I don't want to spend money on it I'm going to spend money when I earn the money and Ed it to create a passive flow so personal finance budgeting improving my credit allowed me to live in a better area feel more motivated leverage my money get great credit travel the world now I can travel the [ __ ] world on credit card points CU I've learned personal finance and credit now I can go to any city in the world any country in the world stay in nice places and it cost
me nothing from using credit card points cuz I had to learn personal finance and you should too the sixth thing that I quit to go from broke to millionaire was I stopped paying myself last there's a saying that goes profit first it's a book that I read and one of the books that changed my life I took that to another level I don't necessarily pay myself first but I automate my savings and this has changed my life so what I did was I created several checking accounts I have my operations account this is where all
my income comes in and I separate different check-ins accounts based on what I'm going to automate so every single month I set up an automation every most banks do this you can automate a certain amount to come from that checking account that operations account into your investment fund into your knowledge fund into your tax fund so every single month 30% is being automatically taken out of my operations account going into my tax account so I'm never going to be behind on my taxes anymore cuz that money is automatically gone I don't even see it 10%
is going into my knowledge fund 15% is going into my investment fund I even automate my investments automating this guys don't want to rely on power it's faster and easier to automate the stuff if you're struggling with your finances right now automate your savings go to your bank you don't even have to go into the branch go into your your bank app right now and automate every single month you're going to send this much out to this account label the account a lot of a lot of banks let you label account this is my tax
account this is my investment account this is my knowledge account automate that so so you don't even see that money and it's it's working for you and the Seven thing that I quit this is probably one of the most impactful to go from broke to millionaire was quitting broke friends quitting poorm minded friends guys the people you surround yourself with will make a tremendous impact on your decision making I stopped wanting to talk to friends I've lost a lot of friends in the last few years I'm going to be first one to say it friends
that our conversations were about meaningless nothing we would only talk about [ __ ] we would only talk about this chick and that chick it was never conversations to actually improve our lives and I and I reflected on myself like why am I talking to this person or every time I try to talk about something productive the conversations will be shortlived do you notice that do you have any friends in your life right now when you when you try you try to talk about something productive you try to talk about making more money being more
successful they always shun you off they always tell you oh those kind of conversations H those question those conversations last the shortest but if it's if it's about some game that came out or some girl those conversations last hours oh no no no no no if you want to make more money your friends have to be just as committed to their goals as you your friends have to be just as committed to self-improvement as you if your friends are not committed to Excellence like you're trying to be these are not the people for you quit
the broke friends slowly distance yourself from them just keep it to high and by go find you some newer friends who yeah we can talk about sports every now and then but we're going to get this money we're going to improve our lives we're going to be better in all areas of our life because that's what a friend does a friend challeng is you a friend is pushing you to be the best version of yourself and if your friends are not doing that they're not your friends and that's it man these are the seven things
that I quit to go from broke to millionaire by 27 years old like comment subscribe let me know what your favorite point is out in the comments which one resonated with you out of the seven and I'll get back with you guys next time peace
