Ripple's cbdc Partnerships what is it going to mean for those central banks and also Banks can use Ripple cbdc technology for themselves what does it mean if those Banks start buying xrp what happens to the circulating Supply I've done some quick math here with perplexity and I want to show you some what I what I was able to uncover and I think you're going to be very interested in this we can lower the circulating Supply if we actually get these central banks involved so what I wanted to do in this video is talk about Ripple
Central Bank digital currency Partnerships the technology and show you some information on perplexity about the circulating Supply let's go ahead and start here because we need to understand cbdc de development worldwide let me pleas we're building outside the US very rapidly given the opportunities we see but we're not going to go kind of off piece and try to uh Chase shiny things this year there's no room or time for that with this kind of environment in terms of you mentioned cbdcs is on your radar in what regard how are you helping out with that absolutely
we have an interesting approach we're trying to we Iz we're not going to solve that problem for every single Central Bank around the world we're very targeted we found great interest in some of the smaller central banks around the world that are looking for a strategy looking for a partner looking for a technology a side blockchain ideas about how to go about this so we had our first mlu sign with the kingdom of Bhutan in my neck of the woods back in Asia palao is an example but we're in conversations with dozens of central banks
around the world trying to figure out the best way to help them across this goal and they want to use xrp or Ripple Labs or to develop it they want to use technologies that will help them help their own citizens and so we don't believe there's any one solution for all these central banks in this technology across the world there's places we can play there may be a side chain to The xrp Ledger uh we may help in the interoperability across this but it's going to be different at every single Central Bank real answer is
yes those central banks will be on a private Ledger on The xrp Ledger and those will use xrp and as those central banks start moving money from the paper world to the digital world that's when the value will come all right I got I got a lot more to go over here too so yes xrp will operate alongside cbdcs with centralized payment systems and ISO 20022 compliant crypto asset Ripple is one to watch on the new global system rollouts right we do know ISO is supposed to go into effect this year in November of 2025
we are finally here I remember talking about this years ago and I'm like oh my God this is 3 years away this is 2 years away now it's like 8 months away right it's close and it says it it is concerted effort to thrust their token xrp to the Forefront of international finance ond demand liquidity instant settlements by using their token Ripple is one to watch and this new system Global rolls out remember it's not just central banks right it is also banks that are going to want to use Ripple's technology they're going to want
to build their own types of stable coins because that is how they're able to move value instantaneously let's say Bank of America comes on and they want to take all of their accounts all of their value and put it on The xrp Ledger that's a real possibility now I don't think it'll happen all at once but as this relationship grows as Banks get more clarity what is going to stop them from moving towards xrp and ripple I don't know I don't know also we have a lot of stuff going on in Congress there's n there's
now a crypto Zar digital asset sub committee this is progress in the US let's listen up here 20 seconds table coins really have the the potential to ensure American dollar dominance internationally to to increase the usage of the of the US dollar digitally as the world's Reserve currency and in the process create potentially trillions of dollars of demand for us treasuries which could lower long-term interest rates okay so their goal here is to build up demand for us treasuries and I had something that I wanted to show you here it it got pulled away I
do apologize I was building the chat and so we do know about this new partnership with Ono The xrp Ledger and tokenized us treasuries remember all right how big is the US Treasury Market 28.3 children in outstanding Securities now this value can be moved on chain it will be moved on chain and the biggest Partners the most reliable trustworthy sources will end up getting this value and that is what Ripple Ando are right let me play this for you at Ando we started our journey into tokenization by asking how can we make stable coins even
better the answer tokenize treasuries or as we call them yield coins like stable coins they're accessible globally 247 and programmable on chain but they also pay holders a yield our first product o USG targeted instant tional and high Networth individuals in the crypto ecosystem making it easy for them to go back and forth between stable coins and US Dollars and to use yield bearing assets as collateral in onchain financial protocols in order to demonstrate this utility around the time we launched o USG we also developed flux Finance all right I'm not going to get into
any of that but I want you to understand that this is the goal institutional investors that are already in the crypto Market to be able to get 4.16% apy on us treasuries right what's happening around the world is countries like the bricks countries are dumping us treasuries you need somebody on the other side to buy those treasuries or the whole Market is going to collapse and that would be extremely bad for the US so the us is going to do everything they can to appease the crypto Market because that's where the new value and the
new treasuries will come from stable coins stable coin coins are backed up by normally us treasuries okay and there's a huge market for stable coins as this grows into the trillions of dollars over the next 5 to 10 years that is going to have some impact on price also Ripple is working with some important Partners like Hong Kong on cbdc Pilots programmable tokenization Atomic settlement and key benefits right here is what they're doing now look at all the look at all the other partners Bank of China connected with trango there's a lot of banks in
China that are connected you got MasterCard here visas involved in this Boston Consulting Group Zab Bank limited guys there are some huge Partnerships that Ripple is getting and look alipay Financial Services is connected in here too and alipay is connected to trango which is connected to Ripple and xrp so there's a lot of use cases that other central banks are starting to notice that Ripple has been building with for example Hong Kong and I I think they are going to move quicker into this technology over the next few years and stable coins are basically cbdcs
just not listed by central banks who will digitize the dollar to unlock all the Innovation it brings likely a few players but one Ripple will be dominant xrp holders you've already won and it says agencies are hereby prohibited from undertaking any action to establish an issue or promote a cbdc in the United States except to the extent required by law and ongoing plans to initiatives to any agency related in creation of a cbdc without jurisdiction so they don't want a cbdc under the Trump Administration so they are going to push everything into the stable coin
market right and ripple has the highest regulated stable coin on the planet that is interesting timing for all of this right perfect timing for all of this and it says here is a senior adviser from Ripple cbdcs Europe and Global Partnerships Anthony welfare let's listen to what he has to say here I think you know from riel's perspective this is amazing time because real projects do real solutions using blockchain p technolog is happening and we see it you me you've got people here who you know really understand that there is a technology that can be
used and there is a future for it so Central Bank issued currency doesn't necessarily mean that the Central Bank wants to Monitor and manage all your transactions what they want to do is improve the financial system and make it quicker smarter cheaper and and more efficient for the people they want to make sure that people in parts of the country with you know no banking system you know branches for but can still do banking like you could in the city so there's lots of really good benefits of a cbdc and you know mentioned the fractual
payments and things like that settle insecurities immediately you know things like that there massive benefits what the central banks are looking at and talking about is you know there's a couple of big issues that that are sort of challenges to be fixed at the moment one is interruptibility so if you have a digital Euro and a digital pound of a different network well it's still not go to work he still you know so we don't expect them to be on the same platforms because each country is different each jurisdiction but we still need to do
the interruptibility in the middle for us that's brilliant because we're a crossborder company we've spent 10 years building the technology that is crossborder we current systems so we're we're looking forward to sort of helping and show how that can work with cbdc to Wild Fiat or Fiat to crypto any of these different mixes that's going to happen in and around the cbdcs and then you know you mentioned privacy privacy is very important hold on before we get to privacy I wanted to say something before I forget ADHD sorry so what I find interesting here as
central banks come on the network right those banks have a lot of Securities that they hold to back up their Treasury and things like that imagine a country like the US backing up what trillions and trillions of dollars on The xrp Ledger that is a real possibility for these countries that Ripple is working with now I do think the us if they're going to build a central bank digital currency eventually right this is eventually going to happen it might not happen over the next four years but the next president might say that we need one
because the UK Singapore and all these other countries have already moved forward with it right that will push more value on chain and that's what we're looking for I don't see a lot of people talking about that but it just popped into my head I thought that could provide extra value for you the technology can do many different things of privacy from making the transaction completely secure to making it completely open that's the point of blockchain all right I'm not gonna get too much into privacy because we're trying to talk about cbdcs let me keep
going here so there's a lot of people talking about the negativities around central banks now listen if you are not breaking any laws right you are not going to be looked at by any three-letter agency right nobody wants to have a phone call from a three-letter agency all right but people are going to want to use digital types of currency maybe in the US it'll just be stable coins for now but it will come and I think there's a lot of miscommunication and a lot of Education that could be done to help people better understand
cbdcs yes your transactions will be easier to monitor from like the IRS and things like that but that's the way the whole world is moving and so if you're fighting against that you're fighting against something that is going to come no matter what you or I think about it eventually it will happen there's I think there's some more education needed in the marketplace I think there's a lot of discussion around a cbdc What It Is What It Isn't you know is it the government going to spying on citizens all this kind of thing so I
think there's education required at the end of the day you know I think the federal government you know trumps state governments in in this but I think really I don't think the citizens have anything to be concerned about you know cbdc is a digital representation of theat currency it's likely to get implemented in pretty much every country around the world it's coming there going to be some great advantages to it great use cases that will you know people will get benefit from so I see news like that I think okay well this will probably disappear
when people get a bit smarter a bit more educated about what's really going to happen so listen Trump can change his mind about Central Bank digital currency I do think that some states in the US might move forward with their own cbdc in their state remember it's not just central banks all over the world every state has a municipality where they're paying to do all kinds of different things to fund the state now if you brought that value onto blockchain that would live on let's say The xrp Ledger if you bought $500 billion do or
trillion dollars onto The xrp Ledger that would increase the price and that's what we're trying to do here okay there's also this 192 29 seconds you can't just plan for Utopia it's James walls VP of Central Bank digital currency at Ripple shares His Brilliant observations and wisdom acquired from a unique vantage point one that very few people on earth have the position to have let me play this second piece of information think important that's because that's what trade is based upon right you need you need that to be able to to trade and the more
efficiently you can trade if you get paid faster you get paid 100% of what you owe not some haircuts along the way or fees that's good for the economy of the receiving country it's good for the companies or the individuals that are working in those countries as well so that that's really I think our perspective it's it's a bit complicated right there's not a simple magic answer and I don't think there's going to be you know the end game is a long way off because you you if you think about it to get everyone being
able to transact across Border in this very efficient way that requires everyone to be at a certain level of development so I foresee that for the next at least the next 5 years maybe the next 10 years you're going to have countries that have a cbdc trading with countries that don't have a cbdc so then you have to accommodate fat to cbdc you're going to have various you know Tok like the US right the US isn't interested but the UK and other countries are so what happens if the UK Central Bank digital currency wants to
do trade with the US right you're going to need some type of bridge asset right to bridge that value over if they're not having a cbdc that could be in the form of a stable coin like RL USD oriz deposits and stable coins in the mix I think they all they will all coexist so you can't just plan for the Utopia right you have to figure out how do you get there in these steps along the way and man lot of really good information in that clip also crypto Hulk did find this clip I wanted
to play this clip let me let me go ahead hey everybody crypto Hulk Ripple xrp I don't care what the prices are we focus on fundamental news let's go the bis they're the bank of all the banks in the world and they're looking at making retail cbdcs for the countries Nigeria we're going to focus on China and Peru okay okay now this is a massively big deal considering China's a ripple partner since 2013 we already made China's cbdc that's it right there nobody else knows that no other channel next Peru the article talked about Peru
well Ripple's been in Peru since 2014 next the article talks about Nigeria well Ripple's been there since 2018 there's flutter wave very massive right here you got Nigeria's hooked up they've got five 500 million people hooked up with their crypto system and that's Ripple right there Matt lot of really good interesting connections there also James Wallace big news on the digital Finance Jame Wallace VP for Central Bank engagements Ripple confirms multiple countries are leveraging The xrp Ledger for cbdcs lochain system my question is it's going to be integrated let me say so on the existing
blockchain or you guys are thinking about some outstanding system in regards of digital L yeah it's a great question so basically the technology that we're creating for the digital L is a private blockchain but it's based on the technology used in the public blockchain so the public blockchain that we use is called The xrp Ledger it's a publicly available open-source blockchain technology and what we do for each country we're working with we take a we create a new private version so you can only use the blockchain if you are permissioned to do so so we've
got the reason the advantage of that is The xrp Ledger technology is Prov proven it has been processing billions of transactions but you know central banks like to have things a little bit more private so we have created a private version so it's a little bit of a hybrid to answer your question central banks do not want to have their transactions on a public Ledger that's why Ripple thought of this a long time ago right when they built The xrp Ledger when it was opencoin back in the day David Schwarz Jed MB and Arthur brido
they understood what this could be eventually and they put all of the tools necessary for a global Reserve currency like xrp also the Dyk cbdcs aren't just for central banks this is interesting let you play this did you know Central Bank digital currencies aren't just for central banks commercial Banks and other financial institutions can benefit from the technology as well according to Ripple's Global survey 34s of Finance leaders are very confident in cbdcs to meet their business needs our study confirms the top use cases for cbdcs include crossborder payments and consumer to business payments for
more crypto Trends in business download to 20 interesting to hear that it's not just for central banks right you are going to have banks that are going to want to use this technology and ripple already has it right so they can get Banks up and running depending on the complexity of the build Ripple can usually do this in two to three months sometimes the fastest they've been able to bring on a bank and a partner is 3 weeks right imagine you are a bank that is struggling to bring new technology to your customers Ripple Ripple's
on the phone saying hey we can get you up in a month right in a month that bank can take their old outdated system that they are paying a ton of money to the big Banks to use which is the Swift system right that is where the change will come and you will see all of these different currencies trading in and out of the xrp Ledger and so if central banks start buying xrp to hold longterm does that take xrp out of circulating Supply yes if central banks start buying xrp to hold longterm it would
effectively reduce the circulating supply of xrp this reduction in circulation Supply could potentially impact the price in several ways increased scarcity as central banks acquire and hold xrp the available supply for other xrp participants hey look at that it's my video I didn't notice that oh cool all right sorry sidetracked Market participants would decrease potentially leading to increased scarcity price pressure with fewer xrp tokens in circulation the law of supply and demand suggests that the price could increase if demand remains constant and grows Central Bank adoption it talks about Market confidence Central Bank adoption at
long-term holding of xrp could signal increased confidence in the asset potentially attracting more investors and users remember if a central bank like the UK or Australia come out and say we're using The xrp Ledger imagine what the fomo would create for the retail market right that's pretty insane and I love it my video is right here cool all right liquidity impact while reducing circulating Supply the xrp Bank holdings could also provide a source of liquidity for large scale transactions when needed remember sbi's xrp holding is worth more than the entire SBI ecosystem right that's pretty
crazy and banks are taking notice let's say Ripple is working with up the 30 central banks of cdc's if each Bank wanted to hold a billion xrp would that reduce the circulating Supply yes it obvious obviously would now if a central bank a big one is going to start using xrp as their cbdc do you think they're going to want to hold some xrp in reserve right they're going to be using the technology they understand that it works on The xrp Ledger using xrp are they going to want to hold the asset now if Ripple
working with 30 central banks or 40 central banks right each one of those central banks might want to hold xrp and then what what what kind of fomo would that create in our current Market it would be out of control so you could severely reduce the circulating Supply if banks and central banks held xrp longterm for liquidity provisions and then you know I said Ripple was partnered with 400 Banks and financial market infrastructures around the world if those Banks decided to buy xrp and hold it longterm would that lower the circula supply as well yes
yes and yes okay R reduce circula Supply increased scarcity market dynamics deflationary pressure this is what we're trying to get to and and I think slowly but surely we are the only question I have for you is do you want to be a part of this if you're interested in joining my community Krypton airs there is a link down in the description there's a lot of really good information that we go over uh we definitely have our thumb I have the thumb on the current market and the new trends if you're interested in new projects
if you're interested in meme coins if you're interested in dii or AI agents of course utility tokens we have it all there's a link down description of 5day free trial we hope to see you around the community I've been crypto sensei aloh
