The amount of money that a middle-class person earns, Most of that amount is spent on petrol, EMIs, and children's fees It is very difficult for him to accumulate savings God forbid, at such a time, If illness comes to the house or there is an accident So, the savings of years get wasted in a day And if even by mistake, The accident happens to the person Who is the earning individual of the house The individual who earns for the house, Then the savings are gone, however, The future earnings are also impacted Even today, there are 70%
of families in India are those Who are just one disease away from the poverty line If one disease in the house comes, one accident happens, And all will become poor And this number is going to increase further Because at what rate does a person's income increase? 5%, 8%, 10%? These medical bills are increasing at the rate of 14% It means the operation which is done today for ₹10 lakhs In the next year, it will be done for ₹11.40 lakhs And after two years, it will be done for ₹13 lakhs The cost is doubling every 5
years After 5 years, this operation will be done for ₹20 lakhs And after 10 years, this operation will be done for ₹40 lakhs All this can happen to a common man, however, However, still, the public does not understand medical insurance Many people do not know, And those who do know, They all think that they will take it later And those who have taken it, They have taken it much less than expected Or have taken it with such terms and conditions That, the day when the need for a claim arises, They will not get the necessary
claim Hence, today's video is an attempt to Get you a little awareness about health insurance Some terms like Co-pay, Room rent capping, Top Up, Super Top Up There are many such things due to which we get confused And remain entangled in the maze of these words and at the time of claim, We get nothing in hand So, we will explain each term related to health insurance in detail So, that you can make the decision with a proper understanding And no agent can ever fool you in this matter in future So, if you are going to
take an insurance policy Or have you taken it, The time for renewal has come or it Or it is not even time for renewal Still, play this video and review your existing policy as well In order to get a clear view So, let's start the video by saying Janta Janardhan Ki Jai Ho